November 9, 2010

Oh Hot Damn

So as I'm sure you all know I'm getting ready to go to Washington to see the play "Marriage Material" and everything is paid for. Which, wasn't a bad price to pay for everything included (flight, hotel, etc) but it just came on a bad pay period. I had all my bills due this week, and now I'm left with $240 to last me until next friday. I don't remember the last time I seen my bank account so low. The bank even sent me a text message saying my balance has gone under $500 which is what I have it set to, just incase someone tried to use my account or whatnot. Anyways, I signed up for a payday loan which is 100% illegal  in the state of New York, but got approved for a $300 loan, which will be paid back in either $90 every 2 weeks, or I can do the full $300 and have no interest added. The $300 wont put much of a strain on my pocket, but I do enjoy the thought of just doing $90 - I just have to call each pay period to make the payment over the phone to avoid charges. This is the first time I actually read all the fine print and conditions on something. It's just funny because I know the laws of loans and stuff, and it's not legal to sell that to anyone in the state of New York, so if they are willing to break that law, who is to say they wont break any others. I searched online to read about the company, and I haven't came across any bad yet. Just that once you pay the full balance off, they constantly try and get you to take more out. Oh well. We will see ;)

No comments:

Post a Comment